Frequently Asked Questions

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Creative financing involves using non-traditional methods to buy or sell real estate, such as seller financing, subject-to, lease options, novations, and more. It allows more flexibility than conventional bank loans. 

 We work with home sellers, buyers (including those with credit challenges), investors, and real estate agents to structure deals that solve problems and create win-win outcomes. 

We’re transactioneers — we use a variety of creative finance tools to craft solutions that traditional buyers, agents, and lenders can’t. We make the impossible possible.

You might avoid foreclosure, sell without making repairs, get a better price, or sell faster — even if your house is upside-down or you’re behind on payments. 

We can still buy your home using strategies like Subject-To or Wraparound Mortgages. We work with your existing loan rather than requiring you to pay it off at closing. 

In a Subject-To deal, the loan stays in your name, but we make the payments and take over the property. We can include written agreements for your peace of mind. 

Yes. We offer Rent-to-Own and Owner Financing programs designed for individuals rebuilding credit or lacking a large down payment. 

 You rent the home for a set time with the option to buy later. Part of your rent may go toward your future down payment. 

In most cases, no. Our focus is on your ability to make payments and your commitment to becoming a homeowner. 

You can partner with us as a private lender or equity partner. We offer secured opportunities with solid returns and transparent deal structures. 

Returns vary based on the project and investment type, but we offer above-market rates, often 8%–12% or profit-sharing models. 

Yes. We secure your investment with promissory notes, mortgage liens, or ownership shares, depending on the structure. 

Absolutely. These are legal, contract-based strategies used by savvy investors and agents across the country. We work with licensed professionals and attorneys to structure every deal properly. 

No, but we’re happy to work with your agent if you have one. We also work directly with homeowners and buyers without agents. 

Contact us for a free consultation. We’ll assess your needs and recommend the best creative strategy to achieve your goals.